Strict Parents

[BlackLovely]

They're called LOANS. You go to community college because you don't know what you want to do, so you get the required courses done first - usually takes two years. Then you can start taking courses you're more interested in.

 

If you don't feel like going to college, just say so. And go out and get a real job that pays full-time wages. And move out.

 

Anything else is just excuses.

 

It's called POOR CREDIT. You cannot obtain a loan with this problem.

 

Have you ever considered, that people have different challenges, which severely limit educational success? To say that "anything else is just excuses" is close minded. We don't know if the OP has health issues, for example.

 

You can also give advice, without rudely judging someone's choices. Perhaps the OP cannot handle working full time. Everyone has different tolerance levels for stress.

[BlackLovely]

FACT: STUDENT LOANS create debt even if they complete the degree. ANd that takes years for some to pay back....

FACT: There is no guarantee that the scholar will even get a job with the economical state business's are in.

FACT: Some folks simply do better in life without going via way of a degree.

FACT: At the age of 18 , once considered an adult, guess what....Life is yours to make of it. You are willingly staying ....in a militant household. Sorry that you are enduring such. You make sense though as do others, until you can financially be on good footing its best to save and find some healthy ways to enjoy the situation....Have you considered at the least taking some cooking class's, some econ class's to learn how to safely budget? Our community college has this for young adults and its free twice a month. Sorta the communities way to make sure the young adult is familiar with some common sense things to keep in mind when on their own...

 

Yes! This is so true. When the recession hit, my fiance was out of work for a year. He's an engineer! School offers no guarantees in life, only options.

 

Also, what happens if a graduate has not found work, by the time she is to start repaying the loan???

[turnera]

It's called POOR CREDIT. You cannot obtain a loan with this problem.

 

I have worse credit than 99% of America, and I still got loans for my daughter's college.

 

She has mentioned no physical or mental issues. She is a 23 year old living at home working maybe 20 hours a week. What does she do for the rest of the week? If her weeks are filled with time on the computer or on the TV, she has no room for complaining.

 

I work full time, work a part-time job, and STILL send out 10-20 resumes/applications a week. I'm sorry, but all I see is someone who isn't interested in working hard, but is quick to complain she's not getting everything she wants.

 

Join the Army. Join the Peace Corps. Volunteer somewhere. Start a home business. Post an ad for a roommate. Ride a bike from Texas to Canada like my daughter's friend is doing. Do SOMETHING, besides complain about your life.

[turnera]

Yes! This is so true. When the recession hit, my fiance was out of work for a year. He's an engineer! School offers no guarantees in life, only options.

 

Also, what happens if a graduate has not found work, by the time she is to start repaying the loan???

My daughter's loans specifically say that if she cannot find a job, the payments do not start until she does.

 

School has no guarantee, but as someone who worked full-time and spent 15 years in night school to get my degree, I can tell you that looking in the 'general jobs' section is a lot less appealing - and well-paying - than looking in the 'professional' section. I spent 15 years having to do 'general' work and getting paid 'general' wages. Getting a degree in today's society - with the loss of western society's manufacturing jobs base - is practically a necessity, unless you're going to be happy working at Macy's or Lowes for the rest of your life.

 

And even if you don't want to go to college, you can go to a technical school, and learn a trade in a year. One of my daughter's friends is graduating this month from a year of underwater welding school, and he'll probably earn more than me next year. Beauty school. Bartending school.

 

There ARE options. She just isn't looking for them. She 'tried' college and quit. What else has she tried?

[KikiW]

Unfortunately I agree with the person who suggested going back to school - there are federal grants and loans that will help you not only pay for school, but also your books and living expenses! Look up FAFSA. Even if you go to a local community college part time, you will be doing yourself a favor.

 

Please listen to me. I didn't want to go to school, so I bummed around a bit and tried doing the whole "work experience is better than a piece of paper" - I ended up closing a LOT of doors simply because I didn't have the piece of paper other people did. I went back to school to finish up my 2 year degree in my early 30s and I was REALLY glad I did. No, I do not have a job in my field, but it's a DEGREE, and that puts me a level above high school graduates. The job market is tough right now, and you are putting yourself on the lowest part of the totem pole by not furthering your education.

 

You need to become independent of your parents. Keep your part time job, apply for all the student loans and grants you can, and get out of your parents' house. Ask a friend if you can "rent" their couch, or a small room, or a basement space. Pay your bills on time, and eat mac and cheese until you hate it in order to make sure they are paid.

 

I've been there. You can do it. Time to fly, darling!

[Angel1111]

Yes! This is so true. When the recession hit, my fiance was out of work for a year. He's an engineer! School offers no guarantees in life, only options.

 

Also, what happens if a graduate has not found work, by the time she is to start repaying the loan???

 

The recession isn't forever.

[Eve]

I hope the OP finds a positive way to move forward whether that includes going to University or not. At the end of the day time waits for noone.

 

I have learned to forgive and move on quickly.. best lesson ever learned because within this I have not wasted my own life trying to influence negative behaviour/s.

 

In seven years you will be 30. Probably somewhere near half way through your life girl.

 

Decide what needs to be done, STFU and do it.

 

Take care,

Eve xx

[turnera]

I just wanted to add that there's nothing wrong with working for Macy's or Lowes for a career. My MIL did just that and she loved her job. But she also is dirt poor.

[BlackLovely]

I have worse credit than 99% of America, and I still got loans for my daughter's college.

 

She has mentioned no physical or mental issues. She is a 23 year old living at home working maybe 20 hours a week. What does she do for the rest of the week? If her weeks are filled with time on the computer or on the TV, she has no room for complaining.

 

I work full time, work a part-time job, and STILL send out 10-20 resumes/applications a week. I'm sorry, but all I see is someone who isn't interested in working hard, but is quick to complain she's not getting everything she wants.

 

Join the Army. Join the Peace Corps. Volunteer somewhere. Start a home business. Post an ad for a roommate. Ride a bike from Texas to Canada like my daughter's friend is doing. Do SOMETHING, besides complain about your life.

 

I think that part of the problem is we are from different countries, where the rules are different for loans and school.

 

In this province, poor credit means no loans, whether it's for education or anything else. Also, there is no leeway, with a graduate being able to pay whenever they find work. Six months after graduation, a past student has to start paying up, regardless what their employment situation is.

 

Turnera, it's great that you can handle so many things at once. However, I'm sure you're smart enough to know that everyone is different. She didn't share how she fills her days, so you are just assuming that she wastes all her time watching TV. People can complain if they choose to, not only if you think the complaints are valid.

 

I completely agree that the OP can be much more proactive. I just think that the delivery of your opinion was not very compassionate. You also look down on people, that choose not to go to school and work menial jobs, no matter how much you backpedal.

[BlackLovely]

The recession isn't forever.

 

When did I say it was forever dear? I was simply making a point-education does not offer any guarantees. We are going off topic...

[turnera]

I think that part of the problem is we are from different countries, where the rules are different for loans and school.

 

In this province, poor credit means no loans, whether it's for education or anything else. Also, there is no leeway, with a graduate being able to pay whenever they find work. Six months after graduation, a past student has to start paying up, regardless what their employment situation is.

 

Turnera, it's great that you can handle so many things at once. However, I'm sure you're smart enough to know that everyone is different. She didn't share how she fills her days, so you are just assuming that she wastes all her time watching TV. People can complain if they choose to, not only if you think the complaints are valid.

 

I completely agree that the OP can be much more proactive. I just think that the delivery of your opinion was not very compassionate. You also look down on people, that choose not to go to school and work menial jobs, no matter how much you backpedal.

Understood, although I do NOT look down on people who work menial jobs. I respect them, actually. And I am ALWAYS the person who treats those in menial jobs with the utmost respect. I always give people begging at corner money because if they are in a bad enough place to have to beg, I can always help because I have more than they do, even if I only have a dollar left.

 

However, the OP is 23, lives at home, 'tried' college for one semester and quit, admits she has NO intention of going back to get trained for a better job, can get nothing more than part-time work, and now COMPLAINS that her life sucks.

 

Sorry, no sympathy here.

[BlackLovely]

Understood, although I do NOT look down on people who work menial jobs. I respect them, actually. And I am ALWAYS the person who treats those in menial jobs with the utmost respect. I always give people begging at corner money because if they are in a bad enough place to have to beg, I can always help because I have more than they do, even if I only have a dollar left.

 

However, the OP is 23, lives at home, 'tried' college for one semester and quit, admits she has NO intention of going back to get trained for a better job, can get nothing more than part-time work, and now COMPLAINS that her life sucks.

 

Sorry, no sympathy here.

I see. I thought you looked down on menial workers because you made a comment about working in Macy's for life. Thanks for the clarification.

I can also see how it's hard to feel for someone, who makes little effort to change, yet complains. I see this all the time in my own life, where women complain of their men not treating them well, yet going back for more.

[turnera]

I see. I thought you looked down on menial workers because you made a comment about working in Macy's for life. Thanks for the clarification.

I can also see how it's hard to feel for someone, who makes little effort to change, yet complains. I see this all the time in my own life, where women complain of their men not treating them well, yet going back for more.

Exactly my point. If OP were (1) a teenager or even a college student and stuck there, or (2) asking what to do and was saying something like I'm looking for a new job, or I took on a second job to save money, or I have an ad out for a roommate, or I'm looking into technical school, or I'm joining the Peace Corps...anything...I'd be helping them all along the way. But to keep doing what they're doing - next to nothing - and complain they're not getting what they want...well, whose fault is that? They are an adult; do something.