Author fetish Posted February 22, 2011 Author Share Posted February 22, 2011 Unless she releases the ownership of the vehicle in exchange of you making the payments... sorry to say, but you're screwed. If she doesn't signs property of the vehicle over to you, then you could pay and keep your credit score or not pay and f#&$ your credit. I'm not sure about that. As co-signer, i am part owner of the car. So she doesn't have to sign anything over to me. If i want to pick up the car while its parked at her job, I'd have full rights to do so. I already know I'd be stuck with the payments, but at least I'd have access to the car. Link to post Share on other sites
depplover_1980 Posted February 23, 2011 Share Posted February 23, 2011 You're a good guy, even prepared to give her a chance because you know she has nothing - I'd probably do the same because I have a good heart. BUT what an idiot she is for letting you go. Link to post Share on other sites
Author fetish Posted February 23, 2011 Author Share Posted February 23, 2011 thanks depplover_1980. I just don't want this to get ugly too fast but if she screws with me, I'll take the car and leave her a$$ on foot, and then get a restraining order. I try to avoid drama if i can though. Link to post Share on other sites
JrRos Posted February 23, 2011 Share Posted February 23, 2011 I'm not sure about that. As co-signer, i am part owner of the car. So she doesn't have to sign anything over to me. If i want to pick up the car while its parked at her job, I'd have full rights to do so. I already know I'd be stuck with the payments, but at least I'd have access to the car. I don't want to come as a know-it-all, this is just a piece of advice. I'm actually a Legal Assistant, I asked one of the attorneys at our office about your case in the instance that my initial interpretation was wrong. However, like I said before, unless there's a clause or a written document in which it is stipulated that the co-signer will take ownership of the vehicle in lack of payment from the "owner" of the car, the co-signer will only inherit the debt. UNLESS, you do get consent from the owner. Link to post Share on other sites
Author fetish Posted February 23, 2011 Author Share Posted February 23, 2011 (edited) I don't want to come as a know-it-all, this is just a piece of advice. I'm actually a Legal Assistant, I asked one of the attorneys at our office about your case in the instance that my initial interpretation was wrong. However, like I said before, unless there's a clause or a written document in which it is stipulated that the co-signer will take ownership of the vehicle in lack of payment from the "owner" of the car, the co-signer will only inherit the debt. UNLESS, you do get consent from the owner. I'm not trying to dispute you knowledge, but the carmax person told me that i could take the car back and sell it when i agreed to cosign. That was probably one of the biggest decisions i ever made. We had plans to marry and i thought i was doing the right thing to help her in her time of need. I feel so stupid. I'm always more careful. Now we both are on NC (4th day). I'm not sure how we both are going to settle everything unless one of us breaks contact first. I just removed her as a friend on facebook so i wouldn't happen to stumble across her wall posts. That was hard for me to do but i did it. Edited February 23, 2011 by fetish Link to post Share on other sites
Mixed28 Posted February 23, 2011 Share Posted February 23, 2011 I'm the one who went silent, I'm the one who didn't hang around, I'm the one who is assertive enough to say "I want you back. I don't care when, I don't care how, but I am going to move on and I will not wait for you. I am not interested in being friends with you now and ever. If you change your mind about us, call me. If not, I don't want to talk to you ever again." I'm the one who disappeared from him and I'm giving him space because he asked for it. I feel the exact same way about her. I will not be friends with her and if she wants to talk it better be about us getting back together if not then don't contact me don't talk to me nothing! I don't want her apart of my life unless she is my girl. Its all or nothing. Link to post Share on other sites
makelemonade1974 Posted February 23, 2011 Share Posted February 23, 2011 I guess I'm lucky, because my ex is such an obnoxious, pompous a** that I doubt any other girl would put up with him for more than 24 hours. I seriously don't think he'll be hooking up with anyone anytime soon. It makes me happy Yay! Of course, it might happen, but I'm kind of at the point where I'm not sure it would bother me. It would bother me if he got into another relationship, but I'm hoping that will happen to me first, so it will soften the blow. It's more the idea of him saying "I love you" to somebody else than being naked with them. That would sting. Link to post Share on other sites
flow15 Posted February 23, 2011 Share Posted February 23, 2011 I agree with you makelemonade, the thought of my ex getting attached emotionally to someone else, telling them he loves them (and all the other things he used to say to me) would kill me! I don't like the thought of him having sex with someone else, but I know that most of the girls he sleeps with he just uses for sex lol So it would hurt a HELL of a lot more if he got emotionally attached to someone else. It will happen one day though, I just secretly hope (even though I hate him) that he will miss me and want me before he gets emotionally attached to anyone else... but doubt that will happen Link to post Share on other sites
Author fetish Posted February 23, 2011 Author Share Posted February 23, 2011 OK L/S. She just texted me after the 4th day of us both going NC. She said she's working toward getting her own place and can't get her things til the end of next month. She said she doesn't understand me and i don't understand her either and that she really loves me but we both still have some growing up to do and hopes we can still be friends. I'm thinking about breaking NC again and telling her that It will take some time before or if we can ever be on that level. I want to tell her i still love her back but I'm not sure where that will leave me emotionally. I know NC is more for myself and not her but what do you guys think? I already kind of know the answer you guys will give but Should i stay NC or just break that silence? Link to post Share on other sites
willpower Posted February 23, 2011 Share Posted February 23, 2011 OK L/S. She just texted me after the 4th day of us both going NC. She said she's working toward getting her own place and can't get her things til the end of next month. She said she doesn't understand me and i don't understand her either and that she really loves me but we both still have some growing up to do and hopes we can still be friends. If she's going to tell you thaty by txt then I'd advise to keep strict NC. There is a place for telling her how you feel imho, but only if that is in any doubt whatsoever between the two of you - in which case I'd always prefer to do it with an arranged in person meeting. But know that the purpose of this is closure for you, knowing that you left with nothing unsaid. If everythings been said then I think choosing the hardest option is always the best way - NC. As has been said before on here if you break NC you go back to day 1. Link to post Share on other sites
Author fetish Posted February 23, 2011 Author Share Posted February 23, 2011 thanks willpower. the hardest thing is that I'm going to have to speak to her again. I'm going to have to see her again. We invested 8 whole years of our lives into eachother. Moved in together, which she still has alot of her things. I need to have a talk with her on how the car payments are going to be handled for the next couple of years, I still have my phone under her employee account (which i haven't changed yet becasue there's alot of employers calling me for jobs), bills still in her name, many of her belongings at my house, keys to my car, keys to my apartment. There's just too much unfinished business, she hasn't totally moved out. NC can only last so long in my given situation. Link to post Share on other sites
Tofu Posted February 24, 2011 Share Posted February 24, 2011 Its a sucky feeling but then again you could think of it this way, focus on their negative things mainly the way they didnt even try to put your relationship first out of everything. Then think, 'Bahaha sucks to be you pal cos he/she is your problem now! Good luck putting up with them you poor soul~ In time youll see what theyre truely like then youll regret your choice ' Link to post Share on other sites
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