setsenia Posted February 11, 2012 Share Posted February 11, 2012 (edited) Although I've repeatedly told my husband to talk to me about what bills need to be paid each month, it seems to go in one ear and out the other. As I may have mentioned in a prior post, he is unemployed and has been for about 3 of the 4 1/2 years we've been on our own. He's had a few jobs since then, but none lasting more than 6 months. I am greatly overwhelmed with paying all the bills and I've been trying to keep my very tight budget in line so we don't overdraw our account. I usually deposit my check into our joint account. I barely make enough to pay all our bills and sometimes many of them go late, because I do not always make enough. So I set a plan and wrote down the things that needed to be paid and planned for how cash much I would be left over with. Well, while I was at work, my husband pays a bill that was $144 that I was unaware that was due. He did not tell me until after he put it through and I already had several bills pending to go through my bank account, which means we nearly overdrafted! I told him he needs to discuss with me beforehand if there is a bill that needs to be paid that I am unaware of, because I already paid several bills and didn't have enough left over. I'm trying to get all the bills paid on time as much as possible and he decides to pay them whenever without discussing it with me, leaving us no money left over for food or gas until my next check. I am infuriated right now. I have told him several times he needs to talk to me about what is and isn't due, especially now that we only have one income. He doesn't spend unnecissarily or anything, but I do wish he would discuss these things with me before I get these "surprises" when I check my bank account. I considered this when I last deposited my check and each time he keeps telling me "I know" when he does this, but keeps doing it. Now, I will have to be forced to deposit my check into my single account and he will be forced to tell me what bills need to be paid before I give him any cash so there's no more of this crap. I love him immensely, but I am tired of the job ordeal (I know the economy is still crappy) but him not being able to find secure work without getting laid off is starting to take a toll on me. Edited February 11, 2012 by setsenia Link to post Share on other sites
2sunny Posted February 11, 2012 Share Posted February 11, 2012 What needed to be paid that he didn't tell you? I'd want to know!!! Tell him to get out there and earn that 144.00 this very weekend! Wo cares IF he can't find work? He can beg to wash cars or dishes somewhere to make up for his lack of communication - and going behind your back is unacceptable! He's mean! You work and he doesn't? Wtf is that? He can find work IF you divorce him! He's unwilling to work! You tell him to find a job today or don't bother coming home. He should be begging for ANY and ALL work every damn day he's alive - otherwise - you have no partnership - what you really have is a mooch... But he can't mooch off you unless YOU ALLOW it - which is what you've been doing. Stop allowing it! Link to post Share on other sites
Author setsenia Posted February 11, 2012 Author Share Posted February 11, 2012 I thought I mentioned it was a bill, specifically a cable bill. I know he has been looking for work ever since he was laid off his last job due to business decline. So he's on a seasonal layoff until they officially lay him off after 6 months of no work or call him back to work. He talked to his boss the other day and thankfully, he should be getting called back into work at the end of the month. He does have savings that pays the rent each month, so I cannot really call him a mooch. He techinally pays half of everything, if you count the high rent. But that's no excuse for lack of communication when it comes to bill paying. Either one person pays all the bills each month, or you sit down and discuss it. Thanks for the advice! I needed it! Link to post Share on other sites
jnel921 Posted February 12, 2012 Share Posted February 12, 2012 If he isn't working why would you give him access to your check through a joint account? To better handle your finances I suggest you note your paycheck and bills on a spreadsheet. This way you will know what you have, what you have to pay and what you can save. If you are not balancing a checkbook on a register then keeping a spreadsheet is your best bet. Link to post Share on other sites
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