Dust Posted March 22, 2012 Share Posted March 22, 2012 ;):love: Would you not mind having your legs broken too? Pain is pleasure when its for you. I'm starting to get conviced though seriously we need more then 120k a year. I mean a private island with waterfall isn't cheap right? These people have no imagination what could I do with only 120k a year. A princess should never have to hear no. 1 Link to post Share on other sites
kaylan Posted March 22, 2012 Share Posted March 22, 2012 I never knew upper class income was considered merely modest On 120k solo income you could easily live it up in NYC or Chicago Link to post Share on other sites
Star Gazer Posted March 22, 2012 Share Posted March 22, 2012 How do you burn thru 120k? designer clothes, international trips, frequent spa trips, expensive purses, expensive dinners, expensive house and car and what else? No to designer clothes, no to international trips (maybe once every 5 years), no to expensive purses, no to expensive house and car. Rather, rent, utilities, student loans, modest car payment, gas, insurance, groceries, gym, savings, skiing and running/race fees, and a handful of mid-priced dinners and/or happy hours with friends, and the rest (small amount) in savings. And here, another answer from a guy: But $120K isn't really that much. It's definitely comfortable, but you still have to watch what you spend your money on if you want to save much. You won't be driving Porsches. Maybe not even BMWs. You can live in a decent house, but nothing extravagant. Just maybe above average, and you can afford to maintain it. You can afford Whole Foods and Starbucks, if you want them. Link to post Share on other sites
aj22one Posted March 22, 2012 Share Posted March 22, 2012 Pain is pleasure when its for you. I'm starting to get conviced though seriously we need more then 120k a year. I mean a private island with waterfall isn't cheap right? These people have no imagination what could I do with only 120k a year. A princess should never have to hear no. I'd probably purchase a unicorn with that kinda money. Or build my own lightsaber. Link to post Share on other sites
Jeremy87 Posted March 22, 2012 Share Posted March 22, 2012 Buddy, we get it, you're upset that you don't make 120k and spookie won't date you, let's move on already. Do YOU? I don't date golddiggers but I'll have sex with em if they are up there in the looks dept. I make 80k just a couple a years out of college and I have more than enough to enjoy it and save quite a bit. Link to post Share on other sites
Star Gazer Posted March 22, 2012 Share Posted March 22, 2012 Not if you stay at home and knowing your inability to save, doubt you'd be pulling your weight. My inability to save? When's the last time I shared my retirement account, 401K, CD and bank statements with you? Never. Link to post Share on other sites
threebyfate Posted March 22, 2012 Share Posted March 22, 2012 Maybe Spookie comes from a rich family and has expectations of a standard of living similar to what she grew up with.This would be inaccurate. Her parents live in an upside down mortgaged home. It's very likely they lived beyond themselves though. But $120K isn't really that much. It's definitely comfortable, but you still have to watch what you spend your money on if you want to save much. You won't be driving Porsches. Maybe not even BMWs. You can live in a decent house, but nothing extravagant. Just maybe above average, and you can afford to maintain it. You can afford Whole Foods and Starbucks, if you want them.I agree that $120K isn't very much in any large metropolis that isn't highly depressed. But I disagree with gold digging. If women want families, they should start saving right now, this second. Same goes for men. Expect that you'll be the sole one to support the family and if you can't, then take longer to have one. This way, when it comes time to breed, the additional stress doesn't kill your relationship, whereby the guy's stressed as sole bread winner, especially in these economic times and the wife's stressed with the new addition to the family, wanting emotional support from her husband. Finances and having children, can and do destroy marriages pretty regularly. 1 Link to post Share on other sites
Jeremy87 Posted March 22, 2012 Share Posted March 22, 2012 No to designer clothes, no to international trips (maybe once every 5 years), no to expensive purses, no to expensive house and car. Rather, rent, utilities, student loans, modest car payment, gas, insurance, groceries, gym, savings, skiing and running/race fees, and a handful of mid-priced dinners and/or happy hours with friends, and the rest (small amount) in savings. And here, another answer from a guy: Something doesn't add up. Or it it hundred dollar happy hours or fancy ski trips to Vail. Are you in NYC or San Fran? Link to post Share on other sites
reallyhotguy Posted March 22, 2012 Share Posted March 22, 2012 No to designer clothes, no to international trips (maybe once every 5 years), no to expensive purses, no to expensive house and car. Rather, rent, utilities, student loans, modest car payment, gas, insurance, groceries, gym, savings, skiing and running/race fees, and a handful of mid-priced dinners and/or happy hours with friends, and the rest (small amount) in savings. And here, another answer from a guy: And don't forget taxes. Correct me if I'm wrong but in California you can expect to receive only what, 60% of your income? Link to post Share on other sites
Jeremy87 Posted March 22, 2012 Share Posted March 22, 2012 This would be inaccurate. Her parents live in an upside down mortgaged home. It's very likely they lived beyond themselves though. I agree that $120K isn't very much in any large metropolis that isn't highly depressed. But I disagree with gold digging. If women want families, they should start saving right now, this second. Same goes for men. Expect that you'll be the sole one to support the family and if you can't, then take longer to have one. This way, when it comes time to breed, the additional stress doesn't kill your relationship, whereby the guy's stressed as sole bread winner, especially in these economic times and the wife's stressed with the new addition to the family, wanting emotional support from her husband. Finances and having children, can and do destroy marriages pretty regularly. 120 goes far in large metropolises cept Manhattan and maybe San Fran, if you are financialy astute. Link to post Share on other sites
threebyfate Posted March 22, 2012 Share Posted March 22, 2012 My inability to save? When's the last time I shared my retirement account, 401K, CD and bank statements with you? Never.Yes, I can see you're a good saver, driving a Mercedes while living in a rented apartment (still with roommates?) with unpaid student loans. 1 Link to post Share on other sites
aj22one Posted March 22, 2012 Share Posted March 22, 2012 And don't forget taxes. Correct me if I'm wrong but in California you can expect to receive only what, 60% of your income? Well that could explain some. Having the blood sucking vampires take almost half of your hard earned income. A very good observation. Link to post Share on other sites
Jeremy87 Posted March 22, 2012 Share Posted March 22, 2012 And don't forget taxes. Correct me if I'm wrong but in California you can expect to receive only what, 60% of your income? That's what, 6k take home a MONTH. If she isn't in San Fran she's frittering it away. Link to post Share on other sites
Dust Posted March 22, 2012 Share Posted March 22, 2012 No to designer clothes, no to international trips (maybe once every 5 years), no to expensive purses, no to expensive house and car. Rather, rent, utilities, student loans, modest car payment, gas, insurance, groceries, gym, savings, skiing and running/race fees, and a handful of mid-priced dinners and/or happy hours with friends, and the rest (small amount) in savings. And here, another answer from a guy: Rent... cmon I live in luxury to the tune of $700 maybe less a month. Student loans... you're a lawyer for god sakes theres about a million loops holes to get out of thoses loans the least of taking out loans you can discharge in bankruptcy paying off the loans you can't and waiting the required ammount of time which was years ago at this point for you... Gym I realize lots of people pay to much but if you bargin with them you can get locked in as low as $30 a month or less for a top class gym. Skiing and racing... plenty of teens and kids do that.. I know. Happy hours... OMG haha. SO in sum even if you are silly enough not to find one of the many loop holes of never paying back your student loans it still makes no sense that you would strugle below 100k... Although like I said a man of my imagination needs millions at his disposal so I guess I can relate. Link to post Share on other sites
reallyhotguy Posted March 22, 2012 Share Posted March 22, 2012 Tbf, LS's venerable oral historian. Link to post Share on other sites
Star Gazer Posted March 22, 2012 Share Posted March 22, 2012 Yes, I can see you're a good saver, driving a Mercedes while living in a rented apartment (still with roommates?) with unpaid student loans. My Mercedes was paid off in 2008, 3 years after I got it, and I haven't had a roommate since about this time in 2010. Shows what little you know about my financial situation, or life for that matter. Link to post Share on other sites
Jeremy87 Posted March 22, 2012 Share Posted March 22, 2012 Yes, I can see you're a good saver, driving a Mercedes while living in a rented apartment (still with roommates?) with unpaid student loans. what a saver, LOL Link to post Share on other sites
Dust Posted March 22, 2012 Share Posted March 22, 2012 Well that could explain some. Having the blood sucking vampires take almost half of your hard earned income. A very good observation. Don't forget its worse then that. They devalue what ever your left with in order to play their games. But I don't blame the rich I blame the masses. Link to post Share on other sites
Star Gazer Posted March 22, 2012 Share Posted March 22, 2012 And don't forget taxes. Correct me if I'm wrong but in California you can expect to receive only what, 60% of your income? About that, yes. This year it was about 62 (?), a couple years ago it was 58-ish. Link to post Share on other sites
threebyfate Posted March 22, 2012 Share Posted March 22, 2012 120 goes far in large metropolises cept Manhattan and maybe San Fran, if you are financialy astute.I live in Vancouver Canada which when taking a peek at real estate costs in Chicago, appear to be similar although a bit less. Can't say for certain cost of living is similar but very likely. $120K wouldn't go far here, at least for a family of three or four. Probably one vehicle and if you're a great saver, a three bedroom condo. As a comparative, my last two bedroom condo was worth over $500K. Link to post Share on other sites
reallyhotguy Posted March 22, 2012 Share Posted March 22, 2012 Friendly reminder: this isn't about how well you live on 80k as a kid out of school; this is about starting a family. 1 Link to post Share on other sites
Star Gazer Posted March 22, 2012 Share Posted March 22, 2012 Well that could explain some. Having the blood sucking vampires take almost half of your hard earned income. A very good observation. I actually wasn't aware that Californias total income taxes (state + fed) were all that much more than other states (those with income tax, anyway). Hmph. Link to post Share on other sites
Dust Posted March 22, 2012 Share Posted March 22, 2012 Friendly reminder: this isn't about how well you live on 80k as a kid out of school; this is about starting a family. no its about dating requirements and earning potential. Yes under the guise of family MUhaha. 1 Link to post Share on other sites
kaylan Posted March 22, 2012 Share Posted March 22, 2012 I dont get it...how is 120k only modest living? My friend was making about 50k a month and could afford to pay a bit of his student loans, feed himself, buy a 2012 Corolla, and still have money for a flatscreen tv, Xbox, date money, and clubbing money. He also was able to save enough to go to sporting events and still put money in his savings. Either he knows how to find good deals on all the things he likes to do, or 50k is pretty damn modest like all economists know it is. Theres a reason 120k is considered upper class. The guys who make that kind of money in places like NYC, Philly, or Chicago, are able to have a lot more fun with their cash then my friend. Hell I know I could have fun with only 40k. Id have a field day with 120k living in NYC. Link to post Share on other sites
aj22one Posted March 22, 2012 Share Posted March 22, 2012 Friendly reminder: this isn't about how well you live on 80k as a kid out of school; this is about starting a family. My parents never made 80k. In fact I probably out earn my parents now. We had indoor plumbing, real floors, and even got to eat out every now and then. Not sure if that's "modest" though... 1 Link to post Share on other sites
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