Broncos38 Posted June 25, 2014 Share Posted June 25, 2014 (edited) It's going to be my parents and me. But my has a problem with my fiancée cause my dad doesn't treat like a future daughter in law and my dad puts all his focus on me all the time. My dad is withholding my money in a custodial account in which it's supposed to be switched over to a regular savings when I turned 18 and I'm 34 now. My dad told me and my fiancée we're better off being single. My dad only cares about my car and I don't want the car he picked out for me. My fiancée can't drive cause of state laws of epilepsy. My dad is putting my best interests before my fiancée's. And my fiancée is not supposed to be on the payee program at all and nothing shows in doctors records that she was supposed to be on it anyway. Now our payee is not paying our bills on time since she took over. Our bills keep getting higher every month because of this. And my dad was the last person that talked to social security. My dad is hiding something from us. We're not all that happy right now. My fiancee used to pay her bills just fine until the payee program kicked in. This is getting out of hand. And my dad is not my payee anymore. Edited June 25, 2014 by Broncos38 Link to post Share on other sites
d0nnivain Posted June 25, 2014 Share Posted June 25, 2014 Bronco You & your FI have a lot going on. Your parents are acting they way they do out of love for you. Finances & the intracacies of government payment programs like SSI are very complicated. If you misstep you could be dropped from the program and lose your health insurance too. You know your FI needs the doctors. There are valid legal reasons why your money wasn't changed solely to your control at 18. There are reasons you need a rep-payee. However, if that person is not doing her job, you should complain & have her replaced. If you feel like no one is listening to you & you are the victim of theft or fraud, call a prosecutor. With some of these programs you may be entitled to more money / benefits as a single person then as a married couple. You need to understand which scenario gives you the greatest benefit. I agree with you that before you get married everybody needs to be on the same page: you, your FI, both sets of parents & all of your social workers & representatives. Hopefully your FI will come back to this session you mentioned & your father can soften his position to be more accepting of her but understand he only wants to protect you no matter how frustrating that is for you. Link to post Share on other sites
Author Broncos38 Posted June 25, 2014 Author Share Posted June 25, 2014 My fiancee has SSI and I have ssdi. Link to post Share on other sites
d0nnivain Posted June 25, 2014 Share Posted June 25, 2014 My fiancee has SSI and I have ssdi. The basis for those programs is different. SSI has income & asset caps. If your FI exceeds them & she will be deemed to exceed them when your SSDI is determined to be partially hers by virtue of marriage, she will lose ALL of her benefits, including health insurance & you have no way of replacing those lost benefits because SSDI just doesn't pay enough. I know from the various posts how much you love your FI. However, you are stuck in a catch 22 situation (meaning there are no good options). In this case you are going to have to let finances dictate your romantic options. Link to post Share on other sites
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