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HELP!!! Husband Ruining MY CREDIT


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My husband and I are seperated, I can't get him to sign the separation agreement (that is another story) I caught him cheating on me in February of this year. When we split, we made an agreement that he was either going to pay off the Jeep loan that is in my name or give me the Jeep, he also agreed to pay the payments since he is driving the Jeep. I live in NY. He is not paying the payments. On Monday, I received notice from the bank that he has not made the payments since Dec 04. I gave him the money for the paymens in Dec and Jan. I was at work and could not make it to the bank, so I gave him the money. He spent it on his Gfriend. They are threatening to reposess the Jeep.

 

It is titled in BOTH of our names, It is registered in his name and the LOAN is in my name.

 

I am being told by the state police, several lawyers that I can't even touch the Jeep because he has the jeep and the title in his posession. He has made statements to several of our friends that he is not going to make the payments on it but he won't let me have it either.

 

Is there any advice that someone could give me? I feel like I am in between a rock and a hard place. I am also being told by him that now, our daughter does not want to come and spend the weekend with me but when asked, he won't let me talk to her.

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IhavenoFREAKINclue

This is a problem. If the car is registered in his name that means the title is in his name and the insurance, so basically its his car. There nothing you can do about the loan? The loan payment stubs, do they get sent to him or you? Ask the loan company to send the bills to you. I know this sucks but your going to have to pay for the jeep while he drives it. Thats better than ruining your credit. It will hurt you in the future.

Why wont he sign the separation papers?

What about divorce papers?

You need to rid yourself of him once and for all.

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Contact the bank and let them know what's going on. Also contact your local DA and make him aware of the situation.

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My name is also on the title and I am also listed on the insurance policy in name only. I just obtained my license. When we purchased the vehicle 2 yrs ago, I did'nt have my license. Long story.

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HokeyReligions

You need to find a GOOD attorney that will take action. He cannot keep you from contacting your daughter unless he has official documentation restricting you. You can use that to force visitation. There are also some charges that you can file against him regarding money and assets. A good lawyer in your area should be able to help you with this. Don't send him any more money.

 

If the jeep is titled in both of your names then you should be able to file an injunction to have access to the jeep. I've been through a loan in my name but a vehicle in both names and there is a tricky little bit about the dual-titled vehicle being the collateral for the single-owner loan that forced the responsibility to both of us. I forget which takes precedence but that's what attorney's are for.

 

There are legal ways that you can attempt to force his hand in signing the separation/divorce papers. You could begin my filing reckless endangerment charges against him claiming that he is or has exposed you to possibly fatal STDs because of his cheating. You are still legally married, so he is cheating. Talk to a good lawyer.

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